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摩根大通宣布世界上最大的“大到不能倒”银行,因为美国银行的全球系统重要性下降:报告
Daily Hodl Staff • 2小时前
摘要
Here's a summary of the provided text in five key points: 1. **JPMorgan Chase is the world's most systemically important bank:** The Financial Stability Board (FSB) has placed JPMorgan Chase in the highest "bucket" (bucket four) for global systemically important banks (G-SIBs), meaning it's considered the "most too-big-to-fail" institution. This designation requires JPMorgan Chase to hold an additional 2.5% of common equity as a percentage of its risk-weighted assets. 2. **Bank of America's systemic importance has decreased:** The FSB downgraded Bank of America from bucket three to bucket two, lowering its additional capital requirement from 2.0% to 1.5% of its risk-weighted assets. 3. **G-SIBs and the FSB:** The FSB categorizes G-SIBs based on their systemic importance and assigns corresponding additional capital requirements. This oversight arose after the 2008 financial crisis when world leaders determined some banks were too interconnected to fail. 4. **The 2008 Financial Crisis and TARP:** The 2008 crisis led to the Troubled Asset Relief Program (TARP), where the US government injected funds into banks. By 2014, the US Treasury reported a profit from TARP, with banks repaying more than the initial investment. 5. **Article Source and Social Media Promotion:** The article encourages readers to subscribe for email alerts, check price action, and follow social media accounts on X (formerly Twitter), Facebook, and Telegram. It also mentions the Daily Hodl Mix and notes the image was created by Midjourney.

一家负责识别和监管全球系统重要性银行(G-SIB)的机构表示,摩根大通是世界上最“大到不能倒”的金融机构。

金融稳定委员会(FSB)最新的重要银行名单地点摩根大通是“第四桶”中唯一的银行,这一区别迫使该银行额外持有2.5%的普通股,占其风险加权资产的百分比。

金融稳定委员会根据其系统重要性将全球系统重要性银行分为不同的类别,每个类别对应一个特定的额外资本要求。

由于摩根大通的地位高于其他所有银行,金融稳定委员会表示,美国银行的全球系统重要性已经降低。

该银行已从第三阶段降至第二阶段,这意味着该银行现在的额外资本要求较低,从其风险加权资产的2.0%降至1.5%。

2008年金融危机后,在世界各国领导人宣布一些银行已经变得如此庞大和根深蒂固,以至于它们不能再倒闭后,G20让金融稳定委员会负责监督全球具有系统重要性的银行。

在危机期间,美国实施了问题资产救助计划(TARP),通过向银行注入资金来稳定金融体系。

到2014年,财政部报告称,银行已从TARP投资中偿还了4417亿美元,超过了4264亿美元的支出,产生了153亿美元的利润。

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